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Rateking

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What Rateking does

RateKing is a mortgage broker offering mortgage refinancing in California, with an online application option on its website. The company's footer lists Vann Investment & Realty, Inc at an address in Fremont, California, and gives business hours of 9am to 6pm PST. Its newsletter offers rate alerts and special offers. Customer testimonials on the site describe refinances, including a cash-out refinance used to consolidate debt.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Finanical

Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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