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PublicLiabilityAustralia

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public liability insurance, business insurance, small business insurance, public liability insurance Sydney, public liability insurance Melbourne

What PublicLiabilityAustralia does

Public Liability Australia is a business name of BizCover Pty Ltd, an online service that compares public liability insurance quotes for small businesses and sole traders. The site says it covers more than 6,000 occupations and lets users compare quotes from several Australian insurers without contacting each one. Public liability policies can cover third-party injury and property damage caused by negligent business activities, along with legal and defence costs. Cover limits of $5 million, $10 million, or $20 million are offered, and policy documents are emailed instantly.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Public Liability Australia makes comparing and buying public liability

Choosing an insurance provider or broker

The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.

What to check

  • Authorised by the insurance regulator
  • Exclusions and excess on each policy
  • How claims are made and how long they take
  • Whether a broker is paid by commission

Questions to ask

  • What is not covered?
  • How do I make a claim, and who handles it?
  • Will my premium rise after a claim?

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