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My Miami Mortgage Broker

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Bank Statement Loan, Debt Service Coverage Ratio (DSCR) Loan, 1099 Income Loan, Profit and Loss Statement (P&L) Loan

What My Miami Mortgage Broker does

My Miami Mortgage Broker is a mortgage broker in Florida that offers home loans, refinancing and home improvement financing. Its listed loan programs include bank statement loans, DSCR investor loans, 1099 income loans and P&L loans for self-employed borrowers, along with a digital HELOC with credit lines from $50,000 to $500,000. The website says it works with small business owners, contractors, self-employed borrowers and real estate investors, and it lists 0% down payment options for first-time homebuyers. The site describes an application-to-closing process of under 14 days and states that it charges no upfront or junk fees.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

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Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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