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Health Insurance Guider

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Health Insurance, Life Insurance, Group Insurance

What Health Insurance Guider does

Health Insurance Guider provides medical, group and travel insurance from HDFC ERGO, Star Health, Care Health and Tata AIG. It also provides life insurance from LIC of India and general insurance from HDFC ERGO and Tata AIG. Services include renewal support before policy renewal dates and help with documentation for cashless and reimbursement claims. The About us section describes Shammi Malhotra's 28 years in the insurance sector, including about 10 years in health insurance.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Health Insurance Guider: Medical Insurance Policy in India

Choosing an insurance provider or broker

The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.

What to check

  • Authorised by the insurance regulator
  • Exclusions and excess on each policy
  • How claims are made and how long they take
  • Whether a broker is paid by commission

Questions to ask

  • What is not covered?
  • How do I make a claim, and who handles it?
  • Will my premium rise after a claim?

Customer reviews

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