S
Smarter Loans
Personal Loans, Business Loans
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F
Financial
merchant cash advance, business cash advance, merchant advance, merchant
What Financial does
2M7 is a Canadian alternative small business funding provider that offers merchant cash advances and working capital to businesses across Canada. The company says it funds businesses directly from its own account rather than acting as a broker, and that approval decisions focus on business performance rather than personal credit scores. It supports Canadian small businesses that have operated for at least three months and generate at least $15,000 in monthly revenue. The site also lists payment plans and early payoff rewards.
Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.
About
2m7 Financial Solutions
Choosing a financial services provider
Before handing over money or financial details, confirm the firm is authorised by the financial regulator where you live. That is the single most important check.
What to check
- Authorised or registered with the financial regulator
- All fees and commissions stated in writing
- Whether advice is independent or limited to certain products
- How complaints are handled
Questions to ask
- How are you paid for this?
- What are the risks, in plain words?
- What happens if I want to leave or move my money?
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