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CloverMortgage

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Residential Mortgage, Commercial Mortgage, Home Equity Loans, Debt Consolidation, Refinance Mortgage .

What CloverMortgage does

Clover Mortgage is a mortgage brokerage serving Toronto, the Greater Toronto Area and Ontario. Its brokers arrange residential mortgages for house and condo purchases, first-time home buyers, rental and second-home purchases, mortgage renewals, and pre-approval. Home equity options include home equity lines of credit, home equity loans, second and third mortgages, and refinancing. The firm also lists renovation, private construction, land and bridge loans, non-prime mortgages for unique credit situations, debt consolidation loans, commercial mortgages, self-employed mortgages, and reverse mortgages.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Private Mortgages, Commercial Mortgages, Bad credit or low income

Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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